A no money down, no credit car dealer is a dealership that offers financing to customers with bad or no credit. This type of dealer typically offers subprime loans, which have higher interest rates and fees than loans for customers with good credit.
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If you’re looking for a no money down, no credit car dealer, there are a few things you can do to find one in your area.
First, you can check with your local Better Business Bureau to see if there have been any complaints filed against dealers in your area.
You can also search online for “no money down, no credit car dealerships” or “subprime auto loans.”
Once you’ve found a few dealerships that look promising, you can call them and ask about their financing options for customers with bad or no credit.
When you’re talking to the dealer, be sure to ask about the interest rate and fees associated with the loan.
You should also ask about the terms of the loan, such as the length of the loan and the monthly payment.
Once you’ve found a dealer that you’re comfortable with, you can start the process of financing your car.
The first step is to fill out an application for financing.
The dealer will then review your application and pull your credit report.
If you have bad or no credit, the dealer may require you to put down a larger down payment than someone with good credit.
The dealer will then give you a loan amount and monthly payment based on your credit score and down payment.
Once you’ve agreed to the loan terms, the dealer will have you sign a contract.
Make sure you read the contract carefully before you sign it.
The contract will list the interest rate, monthly payment, and length of the loan.
It will also list any other fees associated with the loan.
Once you’ve signed the contract, the dealer will give you the keys to your new car.
You can then start making your monthly payments.
If you have any questions about your loan, be sure to contact your dealer.
