If you’re like most people, you probably have a credit card from Capital One. And if you’re like most people, you’re probably not using it to its full potential. Here are a few tips to help you get the most out of your Capital One credit card.
When it comes to personal finance planning, only saving won’t be enough. So, once you have already built the habit of saving money for future, it’s time to make it grow as well. If you are new in the field of investment, fret not! You can use the third party website to stay up-to-date about business, small business, Credit Card, Insurance, Retirement, Real Estate or personal finance like Risethestudio.
Use your rewards points.
If you’re not using your rewards points, you’re essentially leaving money on the table. With the Capital One Venture Rewards Credit Card, you can earn 2x miles on all purchases, which can be redeemed for travel, gift cards, and more. If you have the Capital One Quicksilver Cash Rewards Credit Card, you can earn 1.5% cash back on all purchases. So be sure to use your rewards points before they expire.
Take advantage of 0% APR offers.
Capital One often offers 0% APR for a limited time on new purchases and balance transfers. If you have a big purchase planned, or if you’re carrying a balance on another credit card, this can be a great way to save on interest. Just be sure to pay off your balance before the 0% APR period ends, or you’ll be charged interest retroactively.
Get help with your credit score.
If you’re working on improving your credit score, Capital One can help. The Capital One CreditWise app offers free credit monitoring and customized tips to help you improve your credit. And if you have a Capital One credit card, you can get your free FICO score on your monthly statement.
Use your card for everyday purchases.
If you only use your Capital One credit card for big purchases, you’re missing out on rewards. Use your card for everyday purchases like gas and groceries, and you’ll start racking up rewards points in no time.
Take advantage of extras.
Capital One credit cards come with a lot of great perks, like extended warranty protection and rental car insurance. If you’re not taking advantage of these extras, you’re missing out on valuable protection and savings. Be sure to read your credit card agreement so you know what benefits you’re entitled to.
By following these tips, you can make the most out of your Capital One credit card and earn valuable rewards.
